With Thanksgiving around the corner now is the time to begin the process for deals that need to close by the end of the year (EOY). Every December we see a barrage of financing requests for deals that must close by EOY, some of these get funded (JOY) and some don't (NO JOY). Even the ones that do close sometimes pay for that rapid execution in higher pricing, tougher terms and certainly lost sleep. If you have a deal that needs to close by the end of the year we should start the conversation TODAY so we can target a close before the holidays start slowing down the process (and the risk of deals getting pushed out or falling through goes up). Reach out to us at any time to discuss your transaction.